Terms & Conditions

By enrolling in a Personal Development Program, you agree to be bound by these Terms & Conditions.

1. Services Provided

The Program includes: digital materials (eg. recorded webinars), live online sessions, access and participation in a supportive small-group community, coaching and therapeutic interventions. Details are outlined on the sales page you purchased from.

2. Payment Terms

The total fee for the Program is £265-00 payable:

* In full upon enrollment via PayPal or Stripe facilities.

(All payments are non-refundable and non-transferable.)

Should a payment fail, you are personally responsible for updating your payment method promptly.

3. No Cancellation or Refund Policy

Due to the digital nature of the Program and immediate access to materials, I do not offer refunds or accept cancellations. By purchasing, you acknowledge this policy and agree not to initiate chargebacks or payment disputes.

4. Results Disclaimer

I make no guarantees about your specific results. Your outcomes depend on many factors, including your personal effort and circumstances. The Program is for educational and informational purposes and is not a substitute for legal, medical, therapeutic, or financial advice.

5. Intellectual Property

All Program content, including videos, worksheets, slides, and other materials, is protected by copyright. You are granted a personal, non-transferable license to use these materials for your own learning. You may not share, reproduce, distribute, or sell any part of the content.

6. Confidentiality

I respect your privacy and will keep all personal information shared during sessions confidential, except where disclosure is required by law. For more on how your data is handled, please review this Foundations of Mastery - Privacy Policy.

7. Technical Requirements

You are responsible for ensuring you have the necessary technology to access the Program, including a stable internet connection and any required platforms (e.g. Zoom, and a compatible internet browser).

8. Contract Formation

This Agreement becomes binding upon confirmation of your purchase, either through full or partial payment.

9. Governing Law and Jurisdiction

This Agreement is governed by the laws of United Kingdom of Great Britain unless mandatory consumer protection laws in your country override this provision.

10. Business or Consumer Purchase

If you are purchasing as a business client, you acknowledge that consumer protection laws may not apply. If you are purchasing as a consumer, you may have additional rights under your country’s laws. You confirm that the purchasing process clearly indicated whether the offer was intended for businesses or consumers.

Provider:

Narina Riskowitz - Trading as:

Bright Future Now Holistic Therapies and Coaching

&

Foundations of Mastery Development Programs

Contact: narina@foundationsofmastery.com

Effective Date: 24-03-2026

Transformational Self-Belief Program